Chartered Accountants in India for NRIs, British Indians and UK businesses. Indian tax returns, property sales and TDS, Form 145 and 146 for moving money to the UK, FEMA filings and Indian company setup, coordinated with your UK accountant.
Six areas cover almost every India–UK situation we see. Each links to a detailed page on what's involved and the documents we'll ask for.
We confirm your residential status, file ITR-2, apply treaty rates with your HMRC certificate of residence and claim back excess TDS on interest and rent.
NRI tax filingA buyer deducts tax on the full price when an NRI sells. We work out the real gain, get a lower deduction certificate before the sale and claim any refund afterwards.
Lower TDS certificateForms 145 and 146 replaced 15CA and 15CB from 1 April 2026. We issue Form 146 and help with Form 145.
Form 145 and 146We form the entity, then run RBI reporting, GST, payroll, audit and ROC filings each year.
Indian subsidiaryTreaty rates, Form 10F and the figures your UK accountant needs for foreign tax credit relief.
Double taxation avoidance02 NovBank feed reconciled · XeroDone02 NovSupplier invoices postedDone03 NovVAT records checked for MTDTodayOur team keeps your books in Xero, QuickBooks or Sage, with reconciled accounts, management reports and VAT records ready for your UK accountant.
Offshore accountingOverseas investment (ODI) filings, the Annual Performance Report due by 31 December, treaty withholding on royalties and fees, and India–UK transfer pricing.
International taxPeople and businesses with ties to both India and Britain. We do the Indian tax, accounting and regulatory work and keep it consistent with what you report to HMRC.
These are the kinds of India–UK problems people bring to us. Yours may look different, but the approach is the same: understand the Indian position, file correctly, and give your UK accountant clean figures.
The buyer wants to deduct TDS on the full sale price, and the money needs to reach a UK account.
The property and deposits need transferring, with a rent or sale decision ahead.
A British startup wants a team in India without breaking Indian employment or tax rules.
The bank deducted tax at the full non-resident rate on interest every quarter.
A notice about an old return came in with a short deadline to reply.
The family wants to move savings, a UK pension and rental income without surprises.
The two years almost line up, which makes India–UK planning simpler than most countries. Income received between 1 and 5 April falls in a new Indian year but the old UK year, so we time sales and remittances around it.
Standard due dates. Either country can move a date for weekends, holidays or official extensions.
The UK abolished the remittance basis. Most UK residents are now taxed on worldwide income as it arises, including rent, interest and gains from India, so the Indian figures have to be right.
Indian income goes on the SA106 foreign pages. We prepare it in the format your UK accountant needs.
New arrivals after 10 years abroad may exempt foreign income for four UK tax years.
TDS certificates and computations from us support UK foreign tax credit relief.
We work out Indian tax first, then give your UK adviser the workings for UK capital gains.
Simplified for a UK resident with Indian income. Your accountant will confirm how the rules apply to you.
Your Self Assessment or company accounts stay with your UK adviser. We make sure the Indian figures and certificates they rely on are complete and correct.
ITR-2Indian income tax return and TDS refundsCGCapital gains on Indian property and investmentsF-146Form 146 certificates and FEMA compliance10FTreaty declaration filed online in IndiaRBICompany, GST, FDI and ROC filingsNOTICEReplies to Indian tax noticesSA100Self Assessment tax return to HMRCSA106Foreign pages for Indian income and gainsFTCRForeign tax credit relief for tax paid in IndiaFIGClaim for the 4-year foreign income exemptionCT600Corporation tax return for UK companiesHMRCCorrespondence and enquiriesIndia and the UK signed their Double Taxation Avoidance Agreement in 1993, updated by a protocol in 2013. It decides which country taxes which income first and makes the other give credit.
India counts your days in India. The UK applies its Statutory Residence Test. If both treat you as resident, the treaty's tie-breaker tests decide.
Rent and gains from property in India are taxed in India first. A UK resident also reports them in the UK and claims credit.
The treaty caps Indian tax on interest, dividends, royalties and fees paid to UK residents who hold a certificate of residence and file Form 10F.
Indian tax is credited against UK tax on the same income through foreign tax credit relief on your Self Assessment.
NRIs can generally remit up to USD 1 million each financial year from an NRO account once Indian tax is paid. From 1 April 2026, Forms 145 and 146 replaced Forms 15CA and 15CB.
Sale proceeds, rent, a maturing deposit or an inheritance lands in your NRO account.
We compute the Indian tax and confirm it has been paid or deducted.
We issue the Chartered Accountant's certificate your bank needs.
You file the online declaration, and we fill it in to match the certificate.
Your Indian bank sends the funds in sterling to your UK account.
Most NRIs in the UK hold more than one type of Indian account. Each is taxed and repatriated differently in India, and the UK treats them differently again.
| Feature | NRE account |
NRO account |
FCNR deposit |
|---|---|---|---|
| What goes in | Money earned abroad, such as your UK salary | Income earned in India: rent, dividends, pension, sale proceeds | Money earned abroad, held as a foreign currency deposit such as GBP |
| Currency | Indian rupees | Indian rupees | Foreign currency, so no rupee exchange risk |
| Interest taxed in India | Tax-free for NRIs | Taxable TDS deducted by the bank | Tax-free for NRIs |
| Interest taxed in the UK | Usually yes, for UK residents | Usually yes, with credit for Indian TDS | Usually yes, for UK residents |
| Moving money to the UK | Freely repatriable | Up to USD 1 million per financial year after tax, with Form 145 and 146 | Freely repatriable |
| Can be held jointly with | Another NRI | An NRI or a resident Indian | Another NRI |
London, Leicester or Glasgow, it works the same. Calls happen by video, documents move through encrypted links and papers are signed digitally.
Call, email or WhatsApp. We arrange a video call at a time that suits you.
We confirm the work, documents, fee and timeline before anything starts.
Upload through encrypted links and sign digitally. No couriers, no trips to India.
We complete the Indian filings, send you copies and brief your UK accountant.
The right paperwork makes Indian tax work faster and more accurate. Tick off what you already have. After the first call we send a list tailored to your situation.
These are the standards we hold ourselves to on every file, whether it's one Indian tax return or an Indian subsidiary with its own payroll.
Before any work starts you get a written note of what we'll do, the documents we need, the fee and the timeline.
A single team member handles your case, so you never have to explain your situation twice.
Your PAN, passport and bank statements travel through encrypted, password-protected links, never plain email.
We'll email or join a call with your UK adviser so the Indian figures land correctly on your UK return.
We explain Indian rules the way you'd want them explained to your own family, without jargon.
If the Indian tax department writes to you, we read it, reply on time and follow it through.
The words that come up most often when NRIs and UK businesses deal with Indian tax and banking.
An Indian citizen or person of Indian origin who is not resident in India for tax in a financial year.
A lifelong visa for foreign citizens of Indian origin. It does not by itself decide tax residence.
A transition status for people returning to India, during which most foreign income stays outside Indian tax.
India's tax ID. Needed to file a return, sell property, claim refunds and open most accounts.
Tax a bank, tenant or buyer deducts before paying you. It can be claimed back if it is more than the real tax.
The tax department's record of your Indian income and TDS for the year, used to check your return.
India's foreign exchange law. It governs NRI accounts, property purchases and moving money abroad.
The India–UK tax treaty that decides which country taxes which income and how credit is given.
An online form filed in India, alongside a UK certificate of residence, to claim treaty rates.
A Chartered Accountant's certificate your bank needs before sending money abroad. It replaced Form 15CB.
The part of the UK Self Assessment where Indian income, gains and foreign tax credit are reported.
The UK's 4-year exemption on foreign income for new arrivals after 10 years of non-residence.
General guidance only. Every case is different, so please speak to us before acting on any of this.
We work online with NRIs and businesses in every part of England, Scotland, Wales and Northern Ireland, and handle their tax, property and company work in cities all over India.
No UK match. We still work with clients anywhere in the UK.
No India match. We handle work in every Indian state.
Video calls, encrypted document sharing and digital signatures, wherever you live in the UK.
Income tax, property and company filings are online, so your asset's location in India is never a barrier.
We work with clients in every UK town. Get in touch and tell us where you are.
Tell us what you need in India. We'll explain the steps, the documents to keep ready and the fee, in writing.
The information on this page is general guidance and is not tax, legal or financial advice for your situation. Please contact us before acting on it.